About this app
What EOB Keeper does
EOB Keeper is the offline iPhone app for the 100 million Americans drowning in medical bills, EOBs, and surprise charges. It scans your insurance EOB and the matching provider bill, pairs them automatically, and warns you when you're being charged more than the EOB allowed. The pain is real. 41% of US adults carry medical debt. 26% of insured adults got a surprise bill last year. And the apps that exist to help — Reclaim, BillMD, My Medical Receipts — either don't work, require an account, or upload your PHI to a server. What EOB Keeper does: — Scan EOBs and bills using on-device VisionKit OCR. Provider, date, codes, amounts. Nothing leaves the phone. — Auto-pair EOB to provider bill by date and service code. Get a green check when amounts match. Get a red flag when the provider is charging you more than the EOB allowed. — Deductible & out-of-pocket gauge per family member. Watch your $4,000 deductible burn in real time as you add visits. — Appeal-deadline reminders. The No Surprises Act gives you 120 days to dispute. EOB Keeper schedules a local notification so you don't miss it. — Per-member receipts archive with PDF export — your HSA reimbursement folder, ready to go. No account. No cloud. No PHI on a third-party server. Just the matching engine the broken Reclaim app promised but never delivered.
Features
Built to be useful, not noisy.
Scan EOB or bill
VisionKit OCR extracts provider, date, codes, amounts; user confirms
Auto-pair
Engine matches EOB↔bill on date/code and surfaces mismatches
Deductible gauge
Ring shows deductible + OOP-max progress per family member
Appeal calendar
Local notification 90/30/7 days before No-Surprises-Act 120-day deadline
HSA folder
Filter year-to-date receipts and export a single PDF for HSA reimbursement
Why it exists
The problem
Americans cannot reliably match insurance EOBs to provider bills, miss appeal deadlines, and overpay on charges exceeding the EOB-allowed amount. Existing apps require accounts, are broken, or never shipped.
What's different
How EOB Keeper stands out
EOB Keeper is the only medical-bill app that runs on-device VisionKit OCR to auto-pair an EOB to the matching provider bill, flags when the provider charges you more than the EOB allowed amount, and schedules No-Surprises-Act appeal-deadline reminders — Reclaim's backend is broken (1-star review: 'can't connect throug…
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FAQ
Questions about EOB Keeper
How much does EOB Keeper cost?▾
EOB Keeper is free. All features are included from day one — no subscription, no in-app purchases, no paid tiers. Everything you see in this listing works the moment you install it.
Where does EOB Keeper store my data?▾
On your device. EOB Keeper is built privacy-first: no account is required, no analytics SDKs, no third-party trackers. Nothing is uploaded to a server we control — the app works without one.
What platforms does EOB Keeper support?▾
iOS, on iPhone and iPad. You can find the latest availability on this page.
How do I get support for EOB Keeper?▾
Use the Support link on this page, or email support@allthingsn.com. We answer every message and keep responses on the same thread.
The story
Meet EOB Keeper — Match the EOB to the bill before you pay
Read the full write-up · 4 min →
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